The Annuity Effect

By understanding the annuity effect you can take advantage of upside gains when the market does well, and never take losses in negative years. As you can see in the chart, the ability to eliminate market losses can increase your wealth substantially.

One of the major reasons most people do not attain wealth is the negative years in their investments. Studies have proven that negative years have a much greater impact than positive years on your money. Those same studies have proven that if you could take advantage of only 30% of the upside in the market, and no losses, you would yield the same results. Learn More…